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Welcome to Oga Group of Companies

Empowering Your Commerce, Securing Your Future

We are building Africa’s most accessible ecosystem. From dynamic online shopping to flexible financial solutions, we give individuals and businesses the tools they need to thrive.

About Oga Group

At Oga Group of Companies, we don’t just build platforms; we build pathways to a better life. Founded in 2005, we have grown into a dynamic African conglomerate designed to bridge the gap between everyday commerce and accessible finance. Through our OgaBuy marketplace, we connect customers across all 36 states with the products they love. Through Pay Now Limited, we empower over 50,000 Nigerians to take control of their future with flexible credit, small installments, and targeted savings. We are driven by a singular focus: to make your life easier, your business stronger, and your future secure.

Vision

To become a leading conglomerate in Africa, empowering individuals and businesses through innovative e-commerce and financial solutions.

Mission

To provide accessible, reliable, and user-friendly online shopping and financial services that enhance the lives of our customers and contribute to economic growth.

Values
Innovation

We embrace creativity and technology to deliver cutting-edge solutions.

Integrity

We operate with transparency, honesty, and ethics in all our dealings.

Customer-Centricity

We prioritize our customers’ needs and satisfaction.

Empowerment

We aim to empower individuals and businesses to achieve their financial and commercial goals.

Excellence

We strive for excellence in our services and operations.

Our Divisions

Oga Buy

A dynamic online marketplace where you can buy and sell products conveniently.

Pay Now

A financial services company offering investment opportunities, loans, and flexible purchase options through small installment payments. We also provide savings accounts for various needs, including education, rent payments, student loans, and more.

Meet The CEO

Ariyo Olamide Afuape is the CEO and founder of Oga Group of Companies, which includes Pay Now Limited and OgaBuy Online Shopping. He was born on March 17, 1983, at Obadrmola Hospital in Abeokuta, Ogun State, Nigeria. He attended Methodist High School, Ogbe, Abeokuta. He moved to Lagos State on February 17, 2000, and founded OgaBuy Online Shopping and Pay Now Limited in 2005.

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Achievements & Professional Background:*

– Built OgaBuy into one of Nigeria’s fastest‑growing e‑commerce platforms, serving thousands of customers nationwide.

– Launched Pay Now Limited, pioneering flexible installment payment solutions that have helped over 50,000 users access loans and savings products.

– Recognized as a “Young Entrepreneur of the Year” by the Nigerian Business Awards (2018).

– Serves as a mentor for startup incubators in Lagos, supporting new tech and fintech ventures.

– Holds certifications in financial technology and digital marketing, strengthening his leadership in both commerce and finance sectors.

– Spearheaded partnerships with local banks and logistics firms, expanding delivery reach to all 36 states.

– Introduced community‑focused savings schemes, empowering youth and small‑business owners to achieve financial independence.

Ready to Take Control of Your Commerce and Finances?

Join the thousands of Nigerians building a better future with Oga Group.

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